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If reserves are 20 percent, then the multiplier effect will be______times, so th
If reserves are 20 percent, then the multiplier effect will be______times, so th
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2025-06-21
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问题
If reserves are 20 percent, then the multiplier effect will be______times, so the original deposit of RMB40 000 can create up to______of new deposits.
选项
A、3...RMB80 000
B、4...RMB120 000
C、5...RMB200 000
D、6...RMB20 000
答案
C
解析
答案为C项。如以D表示存款总额,R表示商业银行的存款准备金,r表示中央银行所规定的法定存款准备金比率,则存款货币的多倍扩张可用以下公式表示:D=R/r。存款最大扩张倍数(deposit expansion multiplier),即存款乘数=1,r。经过计算,本题选C项。
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