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  3. The law and FDIC’ s(the Federal Deposit Insurance Corporation)regulations, w

The law and FDIC’ s(the Federal Deposit Insurance Corporation)regulations, w

游客2025-06-19  1
问题     The law and FDIC’ s(the Federal Deposit Insurance Corporation)regulations, which apply to all state member banks and bank holding companies, reinforce the Federal Reserve’ s longstanding policy that an institution-affiliated party who engages in misconduct should not be insulated from the consequences of his or her misconduct. From a safety and soundness perspective, a state member bank or bank holding company should not divert its assets to pay a fine or other final judgment issued against an institution-affiliated party for misconduct that presumably violates the institution’ s policy of compliance with applicable law, especially in cases where the individual’ s misconduct has already harmed the institution. Although state corporate laws may allow a company to adopt by-laws indemnifying its institution affiliated parties, any indemnification provisions or agreements adopted by a state member bank or bank holding company must comply with federal law and the FDIC ’ s regulations concerning indemnification.  [br] It is an institution affiliated party who engages in misconduct that should be responsible consequences of his or her misconduct.
选项 A、Right
B、Wrong
C、Doesn’t say
答案 A
解析 从第一段第一句话的后半部分…that an institution—affiliated party who engages in misconduct should not be insulated from the consequences of his or her misconduct．“insulatedfrom”与…绝缘，免于…的责罚，与responsible相反。
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