In Question 5, you will be asked to listen to a conversation and explain a probl

Student 1: Did your scholarship check come yet? Student 2: Yeah, it came last week. Didn’t yours? Student 1:    No. That’s the problem. And everything’s due at the same time—tuition, my dorm fee, and let’s not forget about books. I need about four hundred dollars just for books.
Student 2:    Well, do you have any money left from last semester, in your checking account, I mean?
Student 1:    Some, but not nearly enough. The check probably won’t be here until the end of the month and I won’t get paid at work for two more weeks ... I don’t know what I’m going to do.
Student 2:    How about your credit card? Could you use that?
Student 1:    Maybe, but I’m afraid I’ll get the credit card bill before I get the scholarship check and then I’ll be in worse trouble because of, you know, the interest rate for the credit card on top of everything else.
Student 2:    I see your point. Still, the check might come before the credit card bill. You might have to gamble, unless ...
Student 1:    I’m listening.
Student 2:    Well, unless you take out a student loan. A short-term loan. They have them set up at the Student Credit Union. Isn’t that where you have your checking account?
Student 1:    Umhum.
Student 2:    So you could take out a short-term loan and pay it off on the day that you get your check. It wouldn’t cost that much for interest because it would probably be only a few weeks. That’s what I’d do.