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  3. The law and FDIC’ s(the Federal Deposit Insurance Corporation)regulations, w

The law and FDIC’ s(the Federal Deposit Insurance Corporation)regulations, w

游客2025-06-19  39
问题     The law and FDIC’ s(the Federal Deposit Insurance Corporation)regulations, which apply to all state member banks and bank holding companies, reinforce the Federal Reserve’ s longstanding policy that an institution-affiliated party who engages in misconduct should not be insulated from the consequences of his or her misconduct. From a safety and soundness perspective, a state member bank or bank holding company should not divert its assets to pay a fine or other final judgment issued against an institution-affiliated party for misconduct that presumably violates the institution’ s policy of compliance with applicable law, especially in cases where the individual’ s misconduct has already harmed the institution. Although state corporate laws may allow a company to adopt by-laws indemnifying its institution affiliated parties, any indemnification provisions or agreements adopted by a state member bank or bank holding company must comply with federal law and the FDIC ’ s regulations concerning indemnification.  [br] The federal law and the FDIC’ s regulations have the same power of financial supervision.
选项 A、Right
B、Wrong
C、Doesn’t say
答案 C
解析 文章一开头只说联邦所有银行以及银行所拥有的公司都必须同时遵守联邦法律和FDIC规章，并没有提及两者进行金融监管的权力谁大谁小。
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