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  3. [originaltext] Some banks offer other types of loans repayable by monthly in

[originaltext] Some banks offer other types of loans repayable by monthly in

游客2025-06-19  55
问题  
Some banks offer other types of loans repayable by monthly installments, such as business development loans, house improvement loans, and farm development loans. These may be either secured or unsecured. Secured loans attract a slightly lower rate of interest than unsecured loans. Some banks offer revolving credit schemes. These normally involve loans repayable by regular monthly installments, but they differ from other loans repayable by installments in two respects. First, the borrower need not take up the full amount of the loan at the outset. Secondly, as his repayments reduce his indebtedness, he can "top up" his loan by borrowing more, provided that the total debt outstanding does not exceed his agreed credit limit. In 1967 some banks introduced a new form of account called a "budget account". The object is to allow personal customers to spread the incidence of normal personal and household expenditure.
24. Which of the following loans is not repaid by installments?
25. Which of the following loans would attract a lower rate of interest?
26. How does a borrower "top up" his loan?
27. What is the objective of introduction of the budget account?
选项 A、To allow personal customers to spread the incidence of normal personal and household expenditure.
B、To make the payment of fuel bills, rates, season tickets.
C、To pay car insurance and school fees by installments.
D、To transfer some amount by twelve equal monthly installments.
答案 A
解析 录音原文提到In 1967 some banks introduced…household expenditure．1967年，一些银行引入一种新的账户，名为预算账户。其目的在于扩大个人支出贷款和住房支出贷款的影响范围。
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