Reserve Banks have expressed an interest in using non-employee experts or co

游客2025-06-19 20

问题 Reserve Banks have expressed an interest in using non-employee experts or consultants on bank supervision matters for a number of reasons. A Reserve Bank may seek to engage retired examiners to address fluctuating resource demands, for example, in the event of a rapid but temporary need for examiners experienced in loan underwriting and credit review. An external expert may be used to provide supplemental training, for example, to expose examiners to new analytical techniques, or to provide on-the-job training to examiners who have not experienced an economic downturn, problem loans, or problem banks. While it is important to maintain adequate resources and expertise on an ongoing basis, a Reserve Bank may decide in a particular situation that using a consultant is a more cost effective or efficient approach to meeting a specialized skill need. For example, a consultant may be engaged for a one-time assignment that does not justify a full-time expert on staff, particularly if a System expert is not available. Similarly, an external expert with industry-specific knowledge may be retained to evaluate a business activity that is nontraditional to banking, such as brokerage services or insurance. [br] An external consultant must work with some System experts.

选项 A、Right
B、Wrong
C、Doesn’t say

答案 C

解析文中倒数第二句(例子)，For example，a consultant may be engaged for a one—time assignment that does not justify a full—time expert on staff，particularly if a System expert is not available，意指在系统专家没空时，顾问可以保证机构本身专家所不能保证的一次性任务的公正性，并没有明确提及外部顾问必须和系统专家一起工作。

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