2. 职称英语
  3. —Read the article below about Federal Deposit Insurance Corporation.—Choose the

—Read the article below about Federal Deposit Insurance Corporation.—Choose the

游客2025-05-21  5
问题 —Read the article below about Federal Deposit Insurance Corporation.
—Choose the best word to fill each gap, from A, B, C or D.
—For each question 19-33, make one letter (A, B, C or D) on your Answer Sheet,
—There is an example at the beginning.

                                Federal Deposit Insurance Corporation
    Before 1993, and particularly during the period 1929-33, bank failures were not uncommon. (19)______ a bank overextended itself in creating credit or if several of its important loans could not be repaid, depositors in the bank would frequently become panicky (惊慌的) and (20)______ to make large withdrawals. (21)______ the bank had only a small number of its deposits backed by currency, the bank would soon be unable to meet withdrawals, and most depositors (22)______ their money. Most frequently a bank merely needed time to improve its cash position by calling in some of its loans and not making additional ones. In 1933, the number of bank failures (23)______ a peak, forcing the federal government to intervene and (24)______ the banks temporarily (暂时地). To help restore the public’s confidence in banks and strengthen the banking community, Congress passed legislation setting (25)______ the Federal Deposit Insurance Corporation. (26)______ corporation, an agency of the federal government, now insures over 90 percent of all mutual (互相的) savings and commercial bank deposits for (27)______ $100,000 per deposit. The FDIC has (28)______ its insurance fund by charging member institutions one-twelfth of 1 percent of their total deposits.
    As a result of the protection (29)______ by the FDIC and through other kinds of supervision (监管), bank failures have been reduced to a few isolated instances. When deposits are federally insured, people (30)______ rush to withdraw their money if they (31)______ the financial condition of their bank. The delay gives the banks the necessary time to adjust their cash credit balance, and this action helps to reduce the (32)______ of bankruptcy (破产). For an example of the value of the FDIC, note that the failure in 1974 of the huge Franklin National Bank did not (33)______ a panic, and that depositors lost no money as Franklin was taken over by another bank.
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选项 A、touch up
B、touch down
C、touch off
D、touch on
答案 C
解析 1974年Franklin国家银行的倒闭没有引起人们的惊恐。touch off：引起，触发；touch up：修改 (提高)，润色。例如：His father touched up his composition．他父亲修改了他的作文。touch down：着陆。例如；The plane will touch down soon．飞机就要着陆了。touch on：提到。例如： He touched on the question of air pollution．他谈到了空气污染的问题。
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