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  3. An allowance (零花钱) is an important tool for teaching kids how to budget, sav

An allowance (零花钱) is an important tool for teaching kids how to budget, sav

游客2025-03-18  44
问题     An allowance (零花钱) is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.
    How large an allowance is appropriate? Experts say there is not a right amount. Actual amounts differ from region to region, and from family to family.
    To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks (快餐). Next, include everyday expenses such as lunch money, bus fare, school supplies. "If you make the child responsible for these bills," says Josephine Swanson, a consumer specialist, "he or she will learn to budget for necessary expenditures. "
    Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.
    It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her mother gave her $ 5 a week, $ 1. 75 of which was for bus fare and lunch. "If you lose your money," Brooke’s mother told her, "you walk home. "
    One week the girl spend all her allowance in a candy store; then she called home for a ride. "Mom made me walk home," recalls Stephens, now a financial planner in Brooklyn. "At first I was angry. But I finally realized that she was trying to teach me an important lesson. "
    Experts advise that an allowance should not be tied directly to child’s daily chores (家庭杂务). Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, that can develop his or her initiative. [br] It can be inferred from the passage that if a child is given an allowance, he or she may______.
选项 A、spend all the money very soon
B、be spoiled and finally ruined
C、feel responsible and careful about money
D、lose the money and can not return home
答案 C
解析 本题是一道推断类问题。问从文章中我们可以推断出如果给孩子零用钱的话，他会怎样做。根据文章第三段，给孩子适当的零花钱，制订一个一周的花钱预算计划。给出一些娱乐用的花销如看电影、吃快餐的费用，然后给他每天的生活消费如午饭钱、车费和购买学习用品的钱。一位消费专家约瑟芬·斯旺森说：“如果你让孩子来负责管理这些钱，他／她就会学会进行对必需品花销的预算。”因此我们可以推断出，如果给孩子一些零花钱，他／她在花钱时就会认真负责，小心翼翼了。所以，本题的正确答案应是C。
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