首页
登录
职称英语
Imagine a society in which cash no longer exists. Instead "cash" is electron
Imagine a society in which cash no longer exists. Instead "cash" is electron
游客
2025-01-23
34
管理
问题
Imagine a society in which cash no longer exists. Instead "cash" is electronic, as in bankcard systems. Currency and coin are abandoned. The immediate benefits would be profound and fundamental. Theft of cash would become impossible. Bank robberies and cash-register robberies would simply cease to occur. Attacks on shopkeepers, taxi drivers, and cashiers would all end. Purse snatchings would become a thing of the past. Urban streets would become safer. Retail shops in once-dangerous areas could operate in safety. Security costs and insurance rates would fall. Property values would rise. Neighborhoods would improve.
Drug traffickers and their clients, burglars and receivers of stolen property, arsonists for hire, and bribe-takers would no longer have the advantage of using untraceable currency. Electronic "money" would leave incriminating wails of data, resulting in more arrests and convictions. These prosecutions, in turn, would inhibit further crimes.
The impact of the monetary change on underground economies would be nearly as dramatic as the effect on crime. In the United States, the underground economy is estimated at between 10% and 28% of the gross national product. Internal Revenue Service (IRS) researches suggest that almost all hidden labor is paid in currency.
In a society devoid of physical money, a change from cash to recorded electronic money would be accompanied by a flow of previously unpaid income-tax revenues running in the tens of billions of dollars. As a result, income-tax rates could be lowered and the national debt reduced.
Cash has been the root of much social and economic evil. The emergence of electronic funds-transfer technology makes it possible to change the nature of money and to divorce it from evil. Eighty percent of Americans regularly use credit cards. The development of a federal system to handle the country’ s 300 billion annual cash transactions in the United States electronically is within reach.
A national electronic-money system would operate as debit-card system. Each individual’s "money" would be held in his money-system account. A transaction would effect an instant transfer of "money" from his account to that of another account holder.
The principal differences between a national electronic-money system and commercial bank-card systems would be: the money system would be federally operated; payment would constitute "legal tender"; system-account holders would be able to receive as well as pay out funds by use of their accounts; and funds would be transferable between private-account holders as well as between merchants and private-account holders.
Only cash would be supplanted by electronic money. The use of checks, drafts, money orders, traveler’s checks, cashier’s checks, as well as letters of credit, acceptances, and other financial instruments would remain in regular use. Credit card and automatic-teller-machine systems (ATMs) would not necessarily change, although you could no longer obtain cash at ATMs. [br] Electronic "money" refers to ______.
选项
A、money that denies direct transactions
B、the bank paper and coins
C、money issued by the electronic industry
D、money that is hard to obtain
答案
A
解析
转载请注明原文地址:https://www.tihaiku.com/zcyy/3925726.html
相关试题推荐
Imagineasocietyinwhichcashnolongerexists.Instead"cash"iselectron
Imagineasocietyinwhichcashnolongerexists.Instead"cash"iselectron
Imagineasocietyinwhichcashnolongerexists.Instead"cash"iselectron
Somewomencanmakeagoodsalaryinajobinsteadofstayingathome,butthey
Atthebeginningofthetwentiethcentury,NorthAmericansocietyheld,asa
Atthebeginningofthetwentiethcentury,NorthAmericansocietyheld,asa
Atthebeginningofthetwentiethcentury,NorthAmericansocietyheld,asa
Atthebeginningofthetwentiethcentury,NorthAmericansocietyheld,asa
Atthebeginningofthetwentiethcentury,NorthAmericansocietyheld,asa
Atthebeginningofthetwentiethcentury,NorthAmericansocietyheld,asa
随机试题
()欢迎登机()不收门票[br]()生命危险,严禁入内()免费P、M
以下哪项是审计委员会的恰当职责?()A.对组织的采购职能进行审核 B.审核
A.藤茎B.茎髓C.含有树脂的木材D.心材E.茎枝苏木的入药部位是
由于房地产具有()的特征,存量房市场极容易出现投机。A.寿命长久 B.供给
临床主要用于治疗肺结核的抗生素是A:阿莫西林 B:利福平 C:阿米卡星 D
以下关于急性肾衰竭的护理措施叙述错误的是A.控制液体的入量,坚持“量入为出”
A. B. C. D.
下列不是影响房地产供给量的经常起作用的因素的是()。A:房地产的价格水平 B:
保洁员王某先与甲公司以口头协议订立了非全日制用工合同,每天工作2小时。为了增加收
下列检查对于明确非小细胞肺癌(NSCLC)的分期意义不大的是A.腹部B超 B.
最新回复
(
0
)