The percentage of purchases on credit cards this year drops by______since 2007.

The recession affected how we spend money. According to a new survey, it affected what we use to spend money. Talking about credit cards.(6)In 2007, 87 percent of the things we bought—our purchases—were made with plastic on credit cards. In 2009, it was down to 56 percent. Some experts think it could drop to 45 percent this year. Analysts have a few different reasons why.(7)One: People aren’t spending as much. Two: More people are using debit cards. Those usually don’t let you spend what you don’t have. And three: New laws are making it harder for young people to get credit cards.