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  3. Where to Find Money for College Paying for college has

Where to Find Money for College Paying for college has

游客2024-02-17  1
问题                      Where to Find Money for College
    Paying for college has become a national nightmare. With four years’ education at many good private schools costing over $100,000, parents are ready to break out. No way can they cover such an amount out of current incomes—even if grandparents chip in.     Yet many families manage to get their kids through school—without being taken to the cleaners. How do they do it? Here are some strategies for raising the money or cutting the expense—some of them little known but very effective.
    Keep their noses in the books. Many excellent schools offer scholarships to kids at the top of their high-school class, regardless of financial need. Says counselor Jim Alexander of Highland Park High School near Chicago, "Other than proving need, the best way to get money is high grades."
    Even though some top schools, such as those in the Ivy League, award no merit scholarships, most other colleges do. At Marquette University in Wisconsin, for instance, these with SAT scores of at least 1,300 can try for five full-tuition scholarships, each worth $13,010.Nearly half of Marquette’s 1,600 freshmen get some merit aid.
    In 1994 Ohio’s Case Western Reserve awarded 1,200 merit scholarship—the best of them covering full tuition. At Boston University, merit money is doled out (少量地发放)to some 550 of the 4350
member freshman class. The biggest award is full tuition plus fees-worth more than $ 19,000—for SAT scores of at least 1450. Says B.U. financial-aid director Barbara Torrnow, "The best students will receive whatever aid they need to come to our school."
    Check the earmarks. Some colleges have scholarship money earmarked (指定用途)for particular majors. George Washington University, for example, awards $ 7,500 scholarships to the best of its chemistry and physics students who score 650 or above on the math SATs and are in the top 15 percent of their class. Undergraduate schools of engineering—at Texas and Michigan, among others—often have money to hand out.
    Encourage sports. If your kids are into water sports, they could get a grant from Stanford or Berkeley.  At Northwestern University, where some 265 students received athletic scholarships last year, softball  can provide a ticket for half the total $ 24,921 cost of attendance. (Football covers the full tab. ) Lake Erie College in Ohio awards $ 2,000 equestrian scholarships, though the college does not regard them as sports awards. Indiana University and some other schools have a scholarship for needy students in the top 25 percent of their class who have been golf caddies for at least two summers.
    Especially encourage your daughters. As University of Texas at Austin financial-services director lawrence Burt says, "Sports scholarships are much more prevalent for women than a decade ago." Notre Dame, for example, awards women volleyball players scholarships that cover tuition fees, and room and board, valued at $ 22,600. Scholarships go not only to young women who excel in basketball, softball and lacrosse but also to those who excel at golf and — at Marquette — even riflery.
    Push those music lessons. Many colleges seek students talented in music, art and theater. Boston University might pay thousands of dollars for your bassoonist child to play in its orchestra. Your trombonist could pick up a scholarship by joining the University of Texas band.
    Cash in on competition. Apply to schools that are feeling competitive heart. Lehigh University, for instance, with an annual cost of almost $ 27,000, grew tired of losing students to Penn State, which charges Pennsylvania residents about $ 9,500. Last year Lehigh began awarding 25 to 30 of its best applicants  scholarships ranging from $ 5,000 to $ 7,000 a year. Not to be outdone, nearby Lafayette College (cost: $ 27,221) provides $10,000 scholarships to selected students, as well as college—funded study abroad and $1,000 research grants.
    Similar competitive wars are raging in New York. Last fall, the University of Rochester began awarding $ 5,000 to every freshman who is a New York State resident or the child of an alumnus-no strings attached. The objective: to close the price gap with the State University of New York. Bard College,  in Annandale-on-Hudson, gees further: if your child is among the top ten students in a public high school anywhere in the United States, he or she can attend Bard-costing $ 27,069 a year—for the same price charged by your state university.
    Shop for local bargains. Don’t overlook state schools. Some provide quality education for bargain— basement prices, provided you’re a state resident. A Michigander’s maximum tab for the highly regard University of Michigan at Ann Arbor comes to roughly $13,000; it’s nearly double that for nonresidents. The school will also provide financial aid to needy in-state residents. Similarly the University of North Carolina costs its residents about $ 7,300 at the flagship campus at Chapel Hill, less than half the sum charged out-of-staters. Californians pay $13,474 to attend top-notch Berkeley versus $ 21,173 for everybody  else (with exceptions made for children of military personnel).
    Tempted to move just to save on college costs7 If you want to be considered a local, most state schools require you to have lived in the state for 12 continuous months before the start of classes, have voted and have registered your car there. (Many will grant in-state status to children of military personnel.)
    Look for private grants. All kinds of civic groups, private foundations, professional organizations and corporations—perhaps even your employer- give out scholarships. In 1995 Westinghouse science awards—from $1,000 to $ 40,000—were awarded to 40 students. Coca-Cola awards 150 scholarships annually, including 50 for $ 5,000 a year.
    More typical are the $1,000 awards given out by such local outfits as the Kiwanis or Elks. Some high schoolers put together a suing of these scholarships. At Duke University, financial-aid officers still talk of the student who several years back won 11 individual awards, each for about $1,000. Manuals with information on private grants are available in libraries and bookstores. Some high schools are set up with computer programs that enable kids to plumb scholarship data. For example, your local high school, college or public library may have the College Board’s College Coot Explorer Fund Finder, which matches students’ talents and interests with available scholarships.
    Try for a discount. If you send more than one child to the same school, cheek to see if there’s a volume discount. Fairleigh Dickinson University in New Jersey gives $ 2,500 grants to siblings(同胞兄弟或姐妹) who are at the school simultaneously. Your twins can attend Lake Erie College for the price of one $11,840 tuition, although you still pay twice for room and board.
    Put the kids to work. Many financial-aid packages include student employment, usually on-campus work at, say, the food service. Beyond that, urban campuses provide more opportunity to earn money. At New York University, students hustle intern jobs at advertising agencies, Wall Street firms and TV stations. Engineering students at Northwestern’s five-year cooperative program can make an average of $1,900 a month at local engineering firms. University of Texas students find off-campus jobs with the many high-tech firms located in Austin. [br] It is a big problem for most American parents to pay for their children’s college education.
选项 A、Y
B、N
C、NG
答案 A
解析 本题在问“对于大多数美国父母来说支付大学教育是个很大的问题”这一表述是否正确。根据文章第1段得到答案。
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