首页
登录
职称英语
When we talk about Americans barely into adulthood who are saddled with unbe
When we talk about Americans barely into adulthood who are saddled with unbe
游客
2024-01-28
7
管理
问题
When we talk about Americans barely into adulthood who are saddled with unbearable levels of debt. the conversation is almost always about student loan debt. But there’s a growing body of evidence suggesting that today’s young adults are also drowning in credit-card debt—and that many of them will take this debt to their graves.
More than 20% overspent their income by more than $ 100 every single month. Since they haven’t built up their credit histories yet. it’s a safe bet that these young adults are paying relatively high interest rates on the resulting credit card debt.
Although many young people blame "socializing" as a barrier to saving money, most of them aren’t knocking back $20 drinks in trendy(时尚的)lounges. They’re struggling with much more daily financial demands.
To a disturbingly large extent, the young and the broke are relying on credit cards to make it until their next payday. This obviously isn’t sustainable in the long run. and it’s going to put a huge drag on their spending power even after they reach their peak earning years, because they’ll still be paying interest on that bottle of orange juice or box of spaghetti(意式面条)they bought a decade earlier.
A new study out of Ohio State University found that young adults are accumulating credit card debt at a more rapid rate than other age groups, and that they’re slower at paying it off. " If what we found continues to hold true, we may have more elderly people with substantial financial problems in the future." warns Lucia Dunn, professor of economics at Ohio State. "If our findings persist, we may be faced with a financial crisis among elderly people who can’t pay off their credit cards. "
Dunn says a lot of these young people are never going to get out from under their credit card debt. "Many people are borrowing on credit cards so heavily that payoff rates at these levels are not sufficient to recover their credit card debt by the end of their life, which could have loss implications for the credit card issuing banks." [br] Why do young people have to pay a higher interest on their credit card debt?
选项
A、They tend to forget about the deadlines.
B、They haven’t developed a credit history.
C、They are often unable to pay back in time.
D、They are inexperienced in managing money.
答案
B
解析
事实细节题。定位句明确指出.“因为年轻人还没有建立起信用记录,但可以肯定的是这些年轻人在为产生的信用卡债务支付相对较高的利息。”故答案为B)。
转载请注明原文地址:https://www.tihaiku.com/zcyy/3401422.html
相关试题推荐
[originaltext]ForalongtimeAmericanspreferredthingswhichweremasspr
[originaltext]ForalongtimeAmericanspreferredthingswhichweremasspr
InasurveyconductedbyresearchfirmHarrisInteractive,71%ofAmericans
InasurveyconductedbyresearchfirmHarrisInteractive,71%ofAmericans
InasurveyconductedbyresearchfirmHarrisInteractive,71%ofAmericans
InasurveyconductedbyresearchfirmHarrisInteractive,71%ofAmericans
[originaltext]OnehundredandthirteenmillionAmericanshaveatleastone
[originaltext]Americansthinkagreatdealabouttime.Theyconstantlyrefe
[originaltext]ThenumberofAmericansovertheageof65isexpectedtodou
TechnologicalchangesbroughtdramaticnewoptionstoAmericanslivinginth
随机试题
A.无解 B.有解 C.有无穷多解或无解 D.有唯一解或
正确处理独立自主、自力更生与对外开放关系的哲学依据是()A.世界的物质统一性原
关于矿车和螺旋输送机,下列说法错误的是( )。A.水利工程中,矿车主要用于隧洞
2015年西南地区(云南、贵州、四川、重庆)四省市GDP之和约占长江经济带
组合电器SF6气体压力异常处理原则包括()。现场检查SF6压力表外观是否完好,所
股票的( )与股票的盈利性相对称。A.稳定性 B.风险性 C.流通性
血源性肺脓肿的致病菌是( )。A.金黄色葡萄球菌 B.军团菌 C.厌氧菌
规律的客观性是指 a.它不以人的意志为转移 b.它的存在和发生作
根据移动平均法,如果某只股票价格超过平均价的某一百分比时,应该卖出。()
张力性气胸造成呼吸、循环障碍的机理是A.胸壁软化,反常呼吸 B.肺组织挫伤,通
最新回复
(
0
)