首页
登录
职称英语
Insurance is the sharing of risks. Nearly everyone is exposed to risk of som
Insurance is the sharing of risks. Nearly everyone is exposed to risk of som
游客
2024-01-15
11
管理
问题
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house -owner, for example, knows that his property can be damaged by fire; the ship -owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at an early age and leave his family the poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as "insured" and those who administer the pool of contributions as "insurers".
Not all risks lend themselves to being covered by insurance. Broadly speaking, the ordinary risks of business and speculation cannot be covered. The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated - and risks can only be insured against if they can be so estimated.
The legal basis of all insurance is the "policy". This is the printed form of contract on paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the "premium"(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The workding of policies, particularly in marine insurance, often seems very old - fashioned, but there is a sound reason for this. Over a large number of years many law cases have been brought to clear up the meaning of doubtful phrases in policies.
The law courts, in their judgments, have given these phrases a definite and indisputable meaning, and to avoid future disputes the phrases have continued to be used in policies even when they have passed out of normal use in speech.
[br] Old - fashioned wording is sometimes used in insurance policies because______.
选项
A、insurance is old - fashioned
B、insurance has existed for a long time
C、it enables ordinary people to understand it
D、the meaning of such wording has been agreed upon
答案
D
解析
细节题,由最后一段The wording of policies……doubtful phrases in policies可知答案选D。
转载请注明原文地址:https://www.tihaiku.com/zcyy/3364155.html
相关试题推荐
SYDNEY:Astheysatsharingsweetsbesideaswimmingpoolin1999,ShaneGou
SYDNEY:Astheysatsharingsweetsbesideaswimmingpoolin1999,ShaneGou
Newspapersarenotnearlyaspopulartodayastheywereinthepast.Therea
Newspapersarenotnearlyaspopulartodayastheywereinthepast.Therea
Newspapersarenotnearlyaspopulartodayastheywereinthepast.Therea
Newspapersarenotnearlyaspopulartodayastheywereinthepast.Therea
Thecloudshadspreadandnearly______theentiresky.A、separatedB、hiddenC、bloc
Doyouknowinsurance(保险)?Buyinginsuranceisameansbywhichpeoplecanp
Doyouknowinsurance(保险)?Buyinginsuranceisameansbywhichpeoplecanp
Doyouknowinsurance(保险)?Buyinginsuranceisameansbywhichpeoplecanp
随机试题
SomePremisesunderWhichLinguistsOperateWhenwedolinguisti
Thenormalhumandailycycleofactivityisofsome7-8hours’sleepalterna
对于逻辑表达式((a&&((b|c)),)),需要( )个测试用例才能完成条件
国泰民安是中国人历来的社会理想,而要长治久安就必须居安思危,因为“思所以危则安矣
清气化痰丸的组成药物中不含()A.陈皮、光杏仁 B.黄芩、炒枳实 C.
共用题干 ScreenTest1Everyyearmillionso
多个标志在一起设置时,应按照禁止、警告、指令、提示类型的顺序,先左后右、先上后下
除独立避雷针外的其他设备、设施:220kV及以上变电站()进行一次接地导通测试。
断路器的跳合闸位置监视灯串联一个电阻,其目的是为了()。 (A)限制通过
( )是加工信息的一些方法和技术,有助于准确地和有效地从记忆中提取信息。A、认
最新回复
(
0
)