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If you find you spend more than you make, there are only two things to do: d
If you find you spend more than you make, there are only two things to do: d
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2023-12-24
54
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If you find you spend more than you make, there are only two things to do: decrease your spending or【C1】______. It’s often easiest to decrease expenditures, because your expenses tend to be more【C2】______. There are as many ways to【C3】______as there are people looking to save it. For example, you may pool your resources with friends, or【C4】______only during sales, or even live more simply. But【C5】______that saving money should not necessarily be an end in itself. Don’t【C6】______of ways to save a dime, and don’t get upset about situations where【C7】______to spend money. The goal is to bring your budget into balance, not to become a tightwad who keeps【C8】______of every penny and feels that spending money is a【C9】______. It is important to remember that budgets may be【C10】______not only by decreasing expenditures, but also by increasing income.【C11】______to increase income is to get a【C12】______if you don’t already have one.
Many students work during college. Although working adds to the【C13】______you will face, it does not mean that your grades will necessarily suffer. In fact, many students who work【C14】______than those who don’t work, because those with jobs need to be【C15】______. Considering part-time work is often a better【C16】______for dealing with budget shortfalls, than taking out a loan. Because student loans are【C17】______, it’s easy to use them as a crutch. Loans can be of help【C18】______or if you couldn’t afford to attend a college without them. If you do【C19】______, remind yourself: one day soon you’ll have to【C20】______with interest. [br] 【C8】
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