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  3. December is often the month that people spend, spend, spend. Now, with Janua

December is often the month that people spend, spend, spend. Now, with Janua

游客2023-11-04  56
问题     December is often the month that people spend, spend, spend. Now, with January underway, it’s time to pay those bills, tighten our purse strings and find ways to save. We turned to question-and-answer site Quora to dig up the best money saving hacks. Here are the financial tips respondents offered that have helped them maximize returns and reduce spending.
    With the holiday buzz over, Jenny Jervis suggests a good dose of sobriety(有节制，冷静)to make you smarter about your purchases. "When you are thinking of buying something, no matter what it is(it could be me DVD for the latest film, a new sofa, or a car)instead of looking at me price as a value, look at it as an amount of hours you have to work to achieve that amount of money," she wrote. "Let’s say you want to buy a new phone that costs ￡ 100 and you earn ￡ 10 an hour, ask yourself if you would be happy with being given a phone after 10 hours work, or would you rather be given ￡ 100? Comparing your potential purchases with how much real-time work it would take to buy often makes you take a second look at your purchases and may make you ask yourself if you really need it. "
    Controlling your impulse to shop is key, according to Divya Bhargavi, a self-professed "cured" shopaholic. It’s easy to think you "absolutely positively need that thing for your life to function normally," she wrote. "The next thing you know, you’re shopping online—click, click—or you are at the mall buying that and a few other useless things. " The solution, she wrote: "Next time you want something so badly, write it down. Look at it after a week or 10 days. I am 100% sure that you will not have the same feeling towards it. You will find out that you don’t really need it so much. "
    Pretending to earn less money than you actually do also has its benefits, according to Thats Freitas, another respondent. "Live a little under your possibilities(for example, buying cheaper clothes than the ones you could actually afford)," she wrote. "That way you will always save money by not spending all mat you make. " [br] It can be inferred from the last paragraph that______.
选项 A、people spend a lot of money on clothes
B、one’s paying capacity isn’t the primary criterion for buying
C、it’s easy to deceive oneself into buying
D、it’s hard to know how much one can really afford
答案 B
解析 推断题。由题干定位至最后一段。该段说可以假装自己挣的钱比实际挣的钱少，买一些低于自己收入水平的东西，这样就不会把钱都花光了，也就是说，是否能支付得起不应该成为真正购买某物的首要标准，故[B]为答案。
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