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  3. What would you do if your wallet became harder to open as your spending appr

What would you do if your wallet became harder to open as your spending appr

游客2023-10-25  53
问题     What would you do if your wallet became harder to open as your spending approached or exceeded your budget? Would you 【C1】_____ twice about where your money was going?   
    Part of the reason so many people spend too much, or fail to 【C2】_____ to self-imposed budgets, is because spending money has become a(n) 【C3】_____in our increasingly cashless society. Credit cards provide immediate satisfaction, but no immediate 【C4】_____. So many researches suggest taking 【C5】_____ dollars from your wallet is more 【C6】_____, and leads you to spend less.
Following a budget feels too much 【C7】_____ dieting. And we often fail at both 【C8】_____ the same
reasons: 【C9】_____ focus on the restrictions, not enough attention to fun. 【C10】_____ it’s not surprising when people end up spending more or 【C11】_____ more calories.
    But there are plenty of mental 【C12】_____ and strategies that can make your budgeting more 【C13】_____ now. In fact, the best strategy is not to think about it as budgeting at all. 【C14】_____, set up broad goals and automate all savings.
    "Self-control is wonderful, but it’s just not 【C15】_____," said Meir Statman, a finance professor. Start by becoming more 【C16】_____ of your spending, whether you write it down in a notepad or on Web sites.
    Then, give your spending plan a sense of 【C17】_____; budgets with a definite goal, 【C18】_____ it’s a European vacation or buying a home, tend to be the most successful.
    And think about it 【C19】_____, as a way to keep things simple: 【C20】_____ setting up an excessively detailed budget, first decide how much you want to save for retirement and other goals, then work with what’s left over. [br] 【C19】
选项 A、backward
B、forward
C、upward
D、downward
答案 A
解析 考查副词辨析。backward“向后地”；forward“向前地”；upward“向上地”；downward“向下地”。下文提到不要先定预算，而是先确定省下多少钱，这是一种逆向思维，故选A。
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