首页
登录
职称英语
How to Save Money1. Spend money on 【T1】______ first 【T1】_____
How to Save Money1. Spend money on 【T1】______ first 【T1】_____
游客
2023-10-24
5
管理
问题
How to Save Money
1. Spend money on 【T1】______ first 【T1】______
■ Your first 【T2】______: food, water, housing & clothing 【T2】______
■ Don’t splurge on necessities
■ Food: cutting down on 【T3】______ 【T3】______
■ Housing: moving to an area with 【T4】______ 【T4】______
2. Save for an 【T5】______ 【T5】______
■ The benefits of having enough money in a 【T6】______ 【T6】______
■ Giving you peace of mind when faced with 【T7】______ 【T7】______
■ Earning you money in the long run
3. Put away money
■ Put 【T8】______in a savings account 【T8】______
■ Normal savings are available for 【T9】______ 【T9】______
■ Avoid spending your savings
■ Save at least 【T10】______ of your income 【T10】______ [br] 【T6】
How to Save Money
Saving money is one of those tasks easier said than done --everyone knows it’s smart to save money in the long run, but many of us still have difficulty doing it. Today’s lecture will provide you with a clue to money saving.
First, always spend money on absolute essentials first. When it comes to spending money, there are some things that you absolutely, positively cannot do without. These things, namely, food, water, housing, and clothing, are your first priority when it comes to spending your cash.
However, just because things like food, water, and shelter are important doesn’t necessarily mean that you have to splurge on them. For example, cutting down on the amount that you go out to eat is one easy way to drastically reduce your food expenses. Along the same lines, moving to an area with cheap rent is a great way to spend less on housing.
Next, save for an emergency fund. If you don’t already have an emergency fund with enough money in it so that you can survive if you suddenly lose your income, begin contributing to one immediately. Having a reasonable amount of money stockpiled in a secure savings account gives you the freedom to comfortably sort out your affairs in the event that you lose your job. After you cover your essentials, you’ll want to devote a chunk of your income to building up this savings account until you have enough saved to cover about 3-6 months of living expenses.
Besides giving you the peace of mind of knowing that you’ll be OK in the event of career difficulties, having an emergency fund can also earn you money in the long run. If you lose your job and you don’t have an emergency fund, you may be forced to take the very first job you’re offered, even if it doesn’t pay well. On the other hand, if you can survive without working for a while, you can afford to be much pickier and potentially land a better-paying job.
In addition, put away money next. If you’ve established an emergency fund and paid off all (or nearly all) of your debt, you’ll probably want to start putting your extra money in a savings account. The money you save this way is different from your emergency fund --whereas you’ll want to avoid dipping into your emergency fund unless you absolutely have to, your normal savings are available for big, important purchases, like repairs to the car you use to drive to work. However, in general, you’ll want to avoid using your savings so that, over time, your total savings grow. If you can, try to devote at least 10-15% of your monthly income to your savings starting in your 20s --most experts agree that this is a healthy goal.
There’s more to saving than simply spending less money, although this alone can be challenging. Most people can save something regardless of their income. Start to save a little each day.
选项
答案
secure savings account
解析
本题考查对细节的理解分析能力。本段的首句为中心句,意思是要存一笔应急资金(save an emergency fund),接着阐述在安全储蓄账户里存一笔合理数量的钱的好处,那么安全储蓄账户的这笔钱即为应急资金,故本题填入secure savings account。
转载请注明原文地址:https://www.tihaiku.com/zcyy/3125564.html
相关试题推荐
HowtoSaveMoney1.Spendmoneyon【T1】______first【T1】_____
HowtoSaveMoney1.Spendmoneyon【T1】______first【T1】_____
HowtoSaveMoney1.Spendmoneyon【T1】______first【T1】_____
HowtoSaveMoney1.Spendmoneyon【T1】______first【T1】_____
HowtoSaveMoney1.Spendmoneyon【T1】______first【T1】_____
HowtoSaveMoney1.Spendmoneyon【T1】______first【T1】_____
HowtoSaveMoney1.Spendmoneyon【T1】______first【T1】_____
HowtoSaveMoney1.Spendmoneyon【T1】______first【T1】_____
HowtoSaveMoney1.Spendmoneyon【T1】______first【T1】_____
HowtoSaveMoney1.Spendmoneyon【T1】______first【T1】_____
随机试题
AuniquelaboratoryattheUniversityofChicagoisbusyonlyatnight.Iti
[originaltext]M:Wehavetime,don’twe?EverytimeweVegoneonatrip,we’ve
在正常情况下采用环状配水管网较枝状管网供水具有哪项优点?()A.降低漏渗率
为患者实施胸外按压时正确的是:A.备用床 B.弹簧床 C.抢救床 D.木板
血涂片中发现大量原始细胞,提示()A.慢性白血病 B.再生障碍性贫血
患者女,33岁。桡骨远端内固定术后。医嘱给予头孢唑啉钠静脉注射。护士行皮试后结果
下列各句所用的修辞方法与句后括号内所标注的不符的是()。A.东风来了,春天的脚步
纳税人遗失下列税收票证后,可以重新开具的是()。A.个人所得税完税证明
(2019年真题)触电防护技术包括屏护、间距、绝缘、接地等,屏护是采用护罩、护盖
下列人员中,可以专家身份参加专项施工方案审查论证会的是()。A.项目法人单位人
最新回复
(
0
)