首页
登录
职称英语
What is the interview mainly about? [br] [originaltext]W It says a growing numb
What is the interview mainly about? [br] [originaltext]W It says a growing numb
游客
2023-10-17
13
管理
问题
What is the interview mainly about? [br]
W It says a growing number of students are making a major hole from the minute they enter the real world because they are already, some of them, more than 100,000 dollars in debt. With us now is Mark Spencer, he is the senior financial analyst for SBC Bank. Welcome to you.
M Thank you. Nice to be with you.
W Now I guess there are two kinds of debts: good debt and bad debt. Where does this go?
M Well, student loan debt is traditionally considered good debt, but the problem for many students and their families is that the cost of colleges has been going up at 6% to 8% a year, far faster than the income, far faster than the standard of living. That means debt’ s taking on a bigger and bigger role in financing education.
W How much debt is too much debt for...for one student?
M Well, one guideline is that you look at the first year’s salary in your field after graduation, and use that as a barometer, but even then...
W Is that right?
M Well, you are talking big payments even in that instance, for example, 30, 000 dollars worth of debt. If you are gonna repay that over 10 years, you are talking more than 300 dollars a month that, in payments every month for 10 years.
W But there’ re surely more than one way to get a loan for college. There are government programs. There are so many kinds of grants. What’ s...what’ s the best advice for people who are looking for these loans to try to keep themselves from going under.
M I understand that loans are just one way of college finance. Take advantage of the other opportunities. Things like a college savings plan, let...let you save on a tax advantage basis. So you can put money away in these accounts and withdraw tax-free to pay for that education.
W So it’s important to start early and that really reduces that reliance on debt later. M Another thing, leave no stone unturned, looking at grants, scholarships, even on-campus jobs. I mean every dollar you get that way is seen as another dollar you don’ t have to borrow later.
W The kinds of jobs that so many students, fresh off students, like to go into, er, charity stuff, volunteer work. This debt is eliminating a lot of that, isn’ t it?
M I think that’ s the social cost. Really, I mean...you know, when you consider that, you know, people may pass up a rewarding career in charitable work, or non-profit organization because they have to get a higher salary someplace else to pay off that debt.
W Yeah, that’s for sure. Mark Spencer, senior financial analyst from SBC Bank. Mark, good you could be here.
M Thank you.
选项
A、Students can borrow money first.
B、Students pay no tax on savings.
C、Students pay less tax after graduation.
D、Students withdraw without paying tax.
答案
D
解析
转载请注明原文地址:https://www.tihaiku.com/zcyy/3104666.html
相关试题推荐
WhyisJohnsad?[br][originaltext]Inthissection,youwillhearamonologue.
WhyisJohnsad?[br][originaltext]Inthissection,youwillhearamonologue.
WhatwasJennyfondofdoingasachild?[br][originaltext]Inthissection,yo
WhatwasJennyfondofdoingasachild?[br][originaltext]Inthissection,yo
WhatwasJennyfondofdoingasachild?[br][originaltext]Inthissection,yo
WhatdoesthecompanyCyberEditaimtodo?[br][originaltext]Inthissection,
WhatdoesthecompanyCyberEditaimtodo?[br][originaltext]Inthissection,
WhatdoesthecompanyCyberEditaimtodo?[br][originaltext]Inthissection,
WhatdidMikedotoendhisnormalanddulllife?[br][originaltext]Inthisse
WhatdidMikedotoendhisnormalanddulllife?[originaltext]Inthissection,
随机试题
WritingaResearchPaperI.ResearchPaperandOrdinary
某居民区共有50000户,2008年初用简单随机抽样抽选了900户进行调查。根据
下列药物促使囊泡内的儿茶酚胺漏到胞浆内从而使儿茶酚胺耗竭的是A、肼屈嗪 B、间
根据下图表示我国某乡村聚落地理环境示意图。 据图中信息,关于该聚落与自然环
填充墙梁下口最后3皮砖应在下部墙砌完( )后砌筑,并由中间开始向两边斜砌。
101.党员()人以上,设立党的基层委员会。 A.50;B.100;C.
我国公司法规定,国有独资公司的监事会成员不得少于( )人A.5 B.6 C
(2017年真题)《中国药典》规定,以总黄酮为含量测定成分的中药是( )A.三
某男,40岁。症见食纳减少,食后作胀,大便溏泻,时息时发,伴有身倦无力、气短懒言
个人所得税的缴纳都需要代扣代缴。( )
最新回复
(
0
)