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  3. Finding an understanding bank can be the key. (81) Almost all the big banks

Finding an understanding bank can be the key. (81) Almost all the big banks

游客2023-10-16  75
问题     Finding an understanding bank can be the key. (81) Almost all the big banks offer students interest-free loans, as well as a range of gifts designed to win them over.
    Most students will be best off with a bank that has a branch on campus or at least close to the university. (82) These banks are more likely to have specialist advisors for students and will be easier to get to for students who need advice on their finances.
    In addition, students need to figure out how the state support system works. These days, nobody gets a grant—instead, a system of student loans applies. Hard-up students can apply for bigger loans,
    The system is run by the Student Loans Company. It charges interest at a rate pegged to inflation, which should make the debt cheaper than any commercial loan. (83) Students do not have to start repayments until the April after they leave college and then only if they earn more than a certain amount.
    (84) The largest loans are available to people flying away from home in London—the maximum they can borrow this academic year is ￡ 4, 815. But 25 per cent of this sum is need-based. Students whose family income is above a certain level can apply for only ￡ 3,610.
    Outside London the loans are lower—￡ 3,905 for students who qualify for the full loan, or ￡ 2, 930 for everyone else.
    (85) The maximum loan falls to ￡ 4,175 in London and ￡ 3,390 elsewhere for final-year students as the Government assumes they will be able to get a job at the end of the year. Again, 25 per cent of this is need-based. [br]
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答案 最高额贷款向离家在伦敦求学的学生发放。本学年最高额可达4,815英镑。
解析 (available可得到。academic year学年。)  
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