首页
登录
职称英语
Banks normally receive money from their customers in two distinct forms: on
Banks normally receive money from their customers in two distinct forms: on
游客
2023-09-25
14
管理
问题
Banks normally receive money from their customers in two distinct forms: on current account, and on deposit account. With a current account, a customer can issue personal cheques. No interest is paid by the bank on this type of account. With a deposit account, however, the customer undertakes ( 答应 ) to leave his money in the bank for a minimum specified period of time. Interest is paid on this money.
The bank in turn lends the deposited money to customers who need capital. This activity earns interest for the bank, and this interest is almost always at a higher rate than any interest which the bank pays to its depositors. In this way the bank makes its main profits.
We can say that the primary function of a bank today is to act as an intermediary ( 中间人) between depositors who wish to make interest on their savings, and borrowers who wish to obtain capital. The bank is a reservoir ( 水库 ) of loanable money, with streams of money flowing in and out. For this reason, economists and financiers often talk of money being "liquid", or of the’liquidity’ of money. Many small sums which might not otherwise be used as capital are made useful simply because the bank acts as a reservoir.
The system of banking rests upon a basis of trust. Innumerable acts of trust build up the system of which bankers, depositors and borrowers are part. They all agree to behave in certain predictable ways in relation to each other, and in relation to the rapid fluctuations of credit and debit. Consequently, business can be done and cheques can be written without visibly changing hands. [br] The system that is built up by the acts of trust includes ______.
选项
A、depositors and borrowers
B、depositors and bankers
C、depositors, borrowers and bankers
D、borrowers and bankers
答案
C
解析
文章第四段的第二句指出,银行、储户和贷款人是信用体系的三部分。故选C。
转载请注明原文地址:https://www.tihaiku.com/zcyy/3044834.html
相关试题推荐
Bargainingisnotcommoninshops,andcustomersareexpectedtopaythemarked
Customersprefertobuyourgoodsthoughtheyseemtobehigherinprice.A、顾客情愿购
DearMs.Green,IwasveryconcernedwhenIreceivedyourletterofyesterda
DearMs.Green,IwasveryconcernedwhenIreceivedyourletterofyesterda
DearMs.Green,IwasveryconcernedwhenIreceivedyourletterofyesterda
Bargainingisnotcommoninshops,andcustomersareexpectedtopaythemarked
Banksnormallyreceivemoneyfromtheircustomersintwodistinctforms:on
Banksnormallyreceivemoneyfromtheircustomersintwodistinctforms:on
Banksnormallyreceivemoneyfromtheircustomersintwodistinctforms:on
Banksnormallyreceivemoneyfromtheircustomersintwodistinctforms:on
随机试题
Wealllaugh.Weallhurt.Weallmakemistakes.Wealldream,That’slife.
Ifourbrainswerecomputers,we’dsimplyaddachiptoupgradeourmemory.
下列离子的电子构型可以用[Ar]3d^6表示的是( )。A.Mn^2+ B.
某房地产开发公司(增值税一般纳税人)2019年4月发生如下业务: (1)销
我国商业银行贷款风险分类最核心的内容是()。A.借款人的经营状况 B.贷款
建设气龙,是一种小型的原始食肉性恐龙,体长4米,重约130-140公斤。其主要特
在计算机中,运算器的作用是进行()。A数值运算 B算术运算 C逻辑运
下列筹资方式中,筹集的资金可永久使用的是( )。A.银行借款 B.发行债券
幽门梗阻的典型特征是 A.剧烈上腹痛 B.呕吐宿食 c.停止排便排气
最新回复
(
0
)