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  3. Should College Students Own Credit Cards?1．一些银行开始向大学生开放信用卡业务2．人们对此看法不一3．你的观点

Should College Students Own Credit Cards?1．一些银行开始向大学生开放信用卡业务2．人们对此看法不一3．你的观点

游客2023-08-28  99
问题 Should College Students Own Credit Cards?
1．一些银行开始向大学生开放信用卡业务
2．人们对此看法不一
3．你的观点
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答案                 Should College Students Own Credit Cards?
    Some banks begin to offer credit cards to college students, which raises a general debate. People’s views on the issue vary.
    Some people believe that credit card not only makes students’ life more convenient, but also gives them a good opportunity to develop a sound sense of financing. Furthermore, it can help them establish a good credit record.
    However, others think the disadvantages weigh much more than the advantages. They argue that credit card invites students to become lavish spenders. Students may spend well beyond their means and end up in debt that they can’t pay off. What’s more, since interest rates are often high and penalties are severe if one fails to pay on time, students may gradually become "credit card slaves" and can hardly focus on their academic life.
    There is probably something true in both arguments, but the credit card in itself is neither good nor bad. Perhaps a happy medium is to get a credit card that has a certain credit limit.
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