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[originaltext]M: Morning, Alice. Still having problems with your faucet?W: No,
[originaltext]M: Morning, Alice. Still having problems with your faucet?W: No,
游客
2023-07-30
48
管理
问题
M: Morning, Alice. Still having problems with your faucet?
W: No, got that fixed. But I have another headache—trying to make a decision about credit cards. Well, I need one but which one?
M: Yes, that is tricky, especially since the rates are not standard.
W: That’s fight. What people don’t realize is that the credit associations like Visa and MasterCard don’t issue credit cards or set terms and interest rates individual banks do,
M: So you will need to investigate what interest rates are charged by different issuers.
W: Yes, also how the rates are actually calculated, I think.
M: Alice, you should remember to ask them what roles you must follow to maintain these rates. If you don’t pay off your bill, all new charges will begin rising immediately.
W: Yes, that’s another problem and banks charge varying amounts for annual membership, late payments and exceeding your credit line.
M: You know, I read somewhere that 70% of people with credit cards pay interest on their purchases and only about 2% of the cardholders knew the interest rate they were being charged. Nearly all credit card debt carries an interest rate of 24% or less.
W: Wow, I guess I should ask a few hard questions.
选项
A、Her interest charges are very high after the grace period.
B、She can be cut off from using your card.
C、She is charged nothing until that date onwards;
D、She can keep track of her finances.
答案
A
解析
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