首页
登录
职称英语
【B1】 [br] 【B8】 [originaltext] More and more Americans are reading their own cr
【B1】 [br] 【B8】 [originaltext] More and more Americans are reading their own cr
游客
2023-07-14
24
管理
问题
【B1】 [br] 【B8】
More and more Americans are reading their own credit report. Credit reports are issued by lenders to decide how risky it would be to offer a loan or credit to an individual.
The report holds information about a person’s current loans and credit-card debt It records late payments of bills and any unpaid loans. It all adds up to a credit history. These days, though, lenders often welcome people with bad credit histories. They are charged higher interest rates and other loan costs.
Some Americans want to read their credit report to know if they have been a victim of identity theft. They can see if any loans or credit cards have been opened in their name with stolen personal information.
Another reason is that credit reports are not always correct. They might contain wrong information or old’ information.
Before 1971, Americans could not see any of this information. One change, in 2001, permits people to see their FICO score. FICO is short for the Fair Isaac Corporation. That company developed a way to represent credit risk with a number. The number is based on information gathered by credit reporting agencies.
Fair Isaac says many lenders not just in the United States but around the world use its technology to create credit scores. But lenders are not the only ones interested in these numbers. As of May, the company says it sold ten million credit scores to individuals.
People with high scores can expect lower interest rates for loans. The idea is that the higher the score, the lower the risk. Paying bills on time and paying off credit-card debt improves credit scores.
选项
答案
Corporation
解析
转载请注明原文地址:https://www.tihaiku.com/zcyy/2836749.html
相关试题推荐
[originaltext]Arecentfilm,TheCodsMustBeCrazy,describedthesocialc
[originaltext]TheCivilWarcameaboutasaresultofmanydifferencesbetw
[originaltext]TheCivilWarcameaboutasaresultofmanydifferencesbetw
[originaltext]ColumbussailedfromSpaininSeptember1492,lookingforgold.
[originaltext]ColumbussailedfromSpaininSeptember1492,lookingforgold.
[originaltext]M:Hello.Ineedtotalkwithsomeoneaboutmydriver’slicense.
[originaltext]M:Hello.Ineedtotalkwithsomeoneaboutmydriver’slicense.
[originaltext]M:Excuseme.Haveyoubeenwaitinglong?W:Abouttenminutes.M
[originaltext]M:Excuseme.Haveyoubeenwaitinglong?W:Abouttenminutes.M
[originaltext]M:Linda,whydoyouneedmynotes?IrememberseeingyouinProf
随机试题
[originaltext]M:So,Rachel,howdidyoufinallyquit?W:Well,Ihadafriend
“一带一路”(theBeltandRoad)指的是“丝绸之路经济带”(theSilkRoadEconomicBelt)和“21世纪海上丝绸之
直肠指检对下列哪种疾病的诊断价值不大()A.直肠癌 B.直肠肛周脓肿 C
与茶碱描述不相符的是A.为黄嘌呤衍生物 B.具有弱酸性 C.结构中含有三个甲
从图看出,粮食产量持续增长的年数是:A.1年 B.2年 C.3年 D.
甲、乙、丙共同出资设立了一家有限责任公司,分别任董事长、总经理和财务总监。
男性患者,60岁,因左下黏膜溃疡伴疼痛3个月来院求治。查体见患者下颌牙列缺失,位
将原水泵配套的55kW电动机替换为40kW的电动机后,电动机的输人功率为()
1.背景 某场道工程施工总承包合同额为880万元,工期为10个月。承包合同规定
A.鼠疫和霍乱 B.流行性感冒 C.梅毒 D.肺结核 E.艾滋病《传染病
最新回复
(
0
)