首页
登录
职称英语
【B1】 [br] 【B5】 [originaltext] More and more Americans are reading their own cr
【B1】 [br] 【B5】 [originaltext] More and more Americans are reading their own cr
游客
2023-07-14
12
管理
问题
【B1】 [br] 【B5】
More and more Americans are reading their own credit report. Credit reports are issued by lenders to decide how risky it would be to offer a loan or credit to an individual.
The report holds information about a person’s current loans and credit-card debt It records late payments of bills and any unpaid loans. It all adds up to a credit history. These days, though, lenders often welcome people with bad credit histories. They are charged higher interest rates and other loan costs.
Some Americans want to read their credit report to know if they have been a victim of identity theft. They can see if any loans or credit cards have been opened in their name with stolen personal information.
Another reason is that credit reports are not always correct. They might contain wrong information or old’ information.
Before 1971, Americans could not see any of this information. One change, in 2001, permits people to see their FICO score. FICO is short for the Fair Isaac Corporation. That company developed a way to represent credit risk with a number. The number is based on information gathered by credit reporting agencies.
Fair Isaac says many lenders not just in the United States but around the world use its technology to create credit scores. But lenders are not the only ones interested in these numbers. As of May, the company says it sold ten million credit scores to individuals.
People with high scores can expect lower interest rates for loans. The idea is that the higher the score, the lower the risk. Paying bills on time and paying off credit-card debt improves credit scores.
选项
答案
victim
解析
转载请注明原文地址:https://www.tihaiku.com/zcyy/2836746.html
相关试题推荐
[originaltext]Inalleconomicsystemstoday,mostbusinessesofanysizere
[originaltext]Atnoothertimeinrecenthistoryhasitbeeneasierorchea
[originaltext]W:Hi,John.YourroommatetoldmethatIcouldfindyouintheT
[originaltext]W:Hi,John.YourroommatetoldmethatIcouldfindyouintheT
[originaltext]W:Hi,John.YourroommatetoldmethatIcouldfindyouintheT
[originaltext]Goodmorning,I’mMichael,housingdirectorhereattheunive
[originaltext]Goodmorning,I’mMichael,housingdirectorhereattheunive
[originaltext]Goodmorning,I’mMichael,housingdirectorhereattheunive
[originaltext]M:Goodmorning,doctor.Ifeelterrible.I’vegotacoldandIh
[originaltext]M:Goodmorning,doctor.Ifeelterrible.I’vegotacoldandIh
随机试题
每年农历第一天开始,持续数周的春节在中国人看来是最宏大、最重要的年度节日,这就好比西方人眼中的圣诞节。为了庆祝家庭团圆,同时也表达了人们对即将到来的春天
A.provideB.neverC.whetherD.explanationE.embarrassingF.neither
Sugarlessyoghurt(酸奶)couldhelpbeatbadbreath,toothdecayandgumdisea
Inpreviousgenerations,youngpeoplewereundertheirparents’control;no
同仁堂创建于1669年,其药品以优良的传统工艺和显著的疗效享誉海内外。Tongrentangwasfoundedin1669,anditsmedi
下列不属于工资费用的原始记录的是()。A.考勤记录 B.工时记录 C.产量记
面部发育异常出现于A.胚第3~4周 B.胚第6~7周 C.胚第7~8周 D
截至2018年9月30日,目标公司A的可比公司B的市盈率倍数为15,此倍数的计算
共用题干 女性,52岁,因结节性甲状腺肿接受了甲状腺大部切除术。术中顺利,术后
运维单位评价应由省公司和地市公司成立由变压器类、开关类、四小器类和变电运维等方面
最新回复
(
0
)