[originaltext]M: Uh, could I borrow a few bucks until payday? I’m a little shor

M: Uh, could I borrow a few bucks until payday? I’m a little short of cash.
W: Uh, yeah, I guess, but I’m running out of money myself, and you still owe me $ 20 from last week. And Mom and your friend Bob said you borrowed money from them this past week. How are things going anyway?
M: Well, not very well. To be honest, I’m really in debt, and I can’t seem to make ends meet these days.
W: What do you mean? I thought you found a great job recently.
M: Well, 1 do have a job, but I’ve used my credit cards to pay off a lot of things recently, but now, I can’t seem to pay the money off.
W: Well, let me see if I can help you. How much money do you spend on your apartment?
M: Uh, I pay $ 890 on rent for the apartment downtown.., not including utilities and cable TV. But the place has a wonderful view of the city.
W: Uh, $ 890! Why are you paying so much for such a small place when you could find a cheaper one somewhere outside of the downtown area?
M: Yeah, I guess.
W: Okay. How much money do you spend on food a month’?
M: $6007!
W: And what about transportation?
M: Oh, I commute to work everyday in my new sports car, but I got a great deal, and my monthly payments are only $ 450. Come outside and take a look. We can go for drive!
W: No, I’ve heard enough. You’ve got to cut down on your spending, or you’ll end up broke. I suggest you get rid of your credit cards, cut back on your entertainment expenses, and sell your ear. Take public transportation from now on.
M: Sell my car? ! I can’t date without a ear. What am I going to say? "Uh, could you meet me downtown at the bus stop at 7:00? Come on!"
W: And you need to create a budget for yourself and stick to it, and start with paying off your bills, starting with me. You owe me $ 50 dollars.
M: Fifty dollars! Wait, I only borrowed $ 20 from you last week. How did you come up with $ 50?
W: Financial consulting fees. My advice is worth at least $ 30!