首页
登录
职称英语
[originaltext]M: Do you think people today do a good job of planning for financ
[originaltext]M: Do you think people today do a good job of planning for financ
游客
2024-02-17
71
管理
问题
M: Do you think people today do a good job of planning for financial emergencies?
W: Well, I think most people want to have a secure future. Um, however, the information th. ey need, urn, to achieve financial security isn’t at their fingertips. Um, OK, for example, well, they need to establish their goals, for instance, how much money do you need to live on, what would be a basic amount that you need to live on? They have to take these things like whether they want to pay for their children to go to college, which college they’re going to go to, um, and many people in the baby boomer group are faced with having to care for a parent, which is an added expense and has to be, urn, considered in any future financial decision.
M: Then how much money do you think people need to save for themselves?
W: Well, the thing is, you should have 3--6 months of monthly salary saved, so whatever your monthly salary is you should have enough to pay your expenses for 3—6 months without any income.
M: And then in addition to that, most of us need to plan for college, retirement, taking care of parents, etc. e
W: Uh-huh. And the kinds of things that rise up unexpectedly, for example, like the water heater blowing up or the car not starting in the morning.
M: So, what’s the biggest mistake people make?
W: Well, they tend to live from paycheck to paycheck. And when something unexpectedly occurs, if they don’t have someone to help, they just go deeper and deeper into debt, you fall further and further behind in your payments. Or, it gets so bad that you lose everything, like what has happened to many people who are forced into homelessness and are there because their debts became overwhelming.
M: So, if you could give people one piece of advice to make their financial future more secure, what would you suggest?
W: Younger people often spend every last cent that they earn. They live from paycheck to paycheck. After they pay their bills, they complain that there’s nothing left over to save. The best advice I can give is to say "Pay yourself first. ’ When you get your paycheck, save some portion of it, even $10 a week. That’s giving up a movie, and one stop at a fast food restaurant. Let’s say you start with $ 3000, and you add $10 a week to that at a pretty reasonable rate of 13% a year. In 60 years you’ll have 5.6 million dollars. That’s pretty amazing, isn’t it?
选项
A、3~6 months of monthly salary
B、13% of salary
C、$10
D、Not mentioned
答案
A
解析
对话讨论花钱问题,问题是该存多少钱,根据上下文内容“you should have 3—6 months of monthly salary saved,so whatever your monthly salary is you should have enough to pay your expenses for 3—6 months without any income.”可以判断答案是A。
转载请注明原文地址:https://www.tihaiku.com/zcyy/3457418.html
相关试题推荐
[originaltext]M:Look,thereisagreatvarietyofcosmeticsurgeryads.W:You
[originaltext]M:Yourtemperatureisquitenormalandthereisnothingwrongwi
[originaltext]M:Yourtemperatureisquitenormalandthereisnothingwrongwi
[originaltext]M:Yourtemperatureisquitenormalandthereisnothingwrongwi
[originaltext]M:Yourtemperatureisquitenormalandthereisnothingwrongwi
[originaltext]M:Yourtemperatureisquitenormalandthereisnothingwrongwi
[originaltext]ThomasJeffersonwasinauguratedonMarch4,1801.Hewasthe
[originaltext]ThomasJeffersonwasinauguratedonMarch4,1801.Hewasthe
[originaltext]TheWorldHealthOrganization(WHO)saysmoreeffortisneede
[originaltext]Bytheendofthe1980sthetotalnumberofUKTVlicenceswa
随机试题
NooneintheclassbutTomandI______thatthemonitorisgoingtoresign.A、kno
LookatthemessI’min,______(要是当初听了你的建议就好了).ifonly/howIwishIhadtaken/fo
A—JV:JointVentureB—WOS:whollyownedsubsidiaryC—intriplicateD—advisingco
Developmentbanksareinternationallendinggroups.Theylendmoneytodevelopin
A.猝死 B.栓塞 C.二者均有 D.二者均无主动脉瓣关闭不全()。
A.M受体 B.N受体 C.N受体 D.α受体 E.β受体副交感神经作用
A.甲硝唑 B.克林霉素 C.头孢菌素 D.氟康唑 E.雌激素制剂外阴瘙
(2016年真题)期货交易所会员、客户可以使用()等价值稳定、流动性强的有
一台直流电机,Pe=IOOOkW,n=600r/min.最高弱磁转速120
重交通公路水泥混凝土路面临近横向胀缝的3条横向缩缝应采用的形式是( )。A.设传
最新回复
(
0
)