首页
登录
职称英语
Of all the lessons taught by the financial crisis, the most personal has bee
Of all the lessons taught by the financial crisis, the most personal has bee
游客
2024-01-22
10
管理
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’ t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the Jumpstart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money management course in high school scored no better than those who hadn’ t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’ t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot easier than high school, putting real money and spending decisions into kids’ hand and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings." [br] Jeroo Billimoria is most likely to agree that commercial and social pressures make one’ s purchasing decisions_____.
选项
A、difficult
B、advisable
C、acceptable
D、unwise
答案
D
解析
细节题。根据短文最后一段开头…the commercial and social pressures thataffect purchasing decisions.Why exactly do you want those expensive brand—name shoesso badly…可知商业和社会压力影响消费决定,导致不明智消费。故答案为D。
转载请注明原文地址:https://www.tihaiku.com/zcyy/3385162.html
相关试题推荐
There’rethreemaintypesoffinancialstresspeopleencounter.Thefirsttyp
There’rethreemaintypesoffinancialstresspeopleencounter.Thefirsttyp
There’rethreemaintypesoffinancialstresspeopleencounter.Thefirsttyp
There’rethreemaintypesoffinancialstresspeopleencounter.Thefirsttyp
There’rethreemaintypesoffinancialstresspeopleencounter.Thefirsttyp
[originaltext]Fallingglobaldemandforpersonalcomputers(PC)sawshipmentsf
[originaltext]ThedebtcrisisinGreecehasgainedtheworld’sattention.H
Globalwarmingmayornotbethegreatenvironmentalcrisisofthe21st
Globalwarmingmayornotbethegreatenvironmentalcrisisofthe21st
Globalwarmingmayornotbethegreatenvironmentalcrisisofthe21st
随机试题
PKI由公开密钥密码技术、数字证书、证书发放机构(CA)和关于公开密钥的安全策略
移动互联网的迅速普及除了归功于网络带宽的增加之外,还与丰富的应用有密不可分的关系
以下检查项目中,要求采用有关数理统计方法进行评定计分的是()。A.横向力系数
一般气候条件下,每拌制一立方米的M15的水泥砂浆需用强度等级为32.5的水泥约(
引起伤寒不断传播或流行的主要传染源是A.普通型患者 B.慢性带菌者 C.顿挫
对阴阳的含意理解不正确的是A:阴阳属于中国古代哲学的一对范畴B:阴阳可以表征同
A.振动筛粉机 B.羚羊角粉碎机 C.万能磨粉机、冲钵 D.旋转式切药机
站内或运维班驻地有存放各类技术资料、图纸的专用柜,摆放整齐,()醒目齐全编号$;
大卫?艾克提炼出的品牌资产的“五星”概念模型中,消费者对于品牌的记忆程度称为(
在索赔资料准备阶段,主要工作有()。A.跟踪和调查干扰事件,掌握事件产生的详细经
最新回复
(
0
)