首页
登录
职称英语
Both the Senate and House health care bills propose incentives to boost corp
Both the Senate and House health care bills propose incentives to boost corp
游客
2023-08-06
37
管理
问题
Both the Senate and House health care bills propose incentives to boost corporate wellness programs that aim to help employees stay healthier and to control a company’s insurance costs. But those programs were slowed down with the recent enactment (颁布) of a law that generally prohibits employers and insurers from asking workers about their family medical history.
Workplace wellness programs are commonplace these days. More than half of employers offer smoking quitting or weight management programs, according to a 2009 survey by Aon Consulting. More than a third have on-site fitness centers.
The first step in enrolling an employee in any wellness program is typically to ask him to complete a health risk assessment containing a dozen or more questions, including some about the employee’s family history of medical conditions.
But the Genetic Information Nondiscrimination Act of 2008 makes it illegal to discriminate on the basis of genetic information in health coverage. That means that health plans can’t use genetic information to make coverage decisions or set health insurance premiums. Insurers and other companies that implement new wellness programs for employers are no longer permitted to ask people about their genetics or family history in health risk assessments if the answers are tied to any sort of reward, like a premium discount.
However, financial incentives—from cash bonuses to reduced premiums—are a popular tool to encourage employees to fill out health questionnaires and participate in wellness activities. Legislators had hoped to expand those incentives. The Senate health reform bill, for example, would permit employees who participate in wellness programs and who meet certain health targets to receive discounts of up to 50 percent on their health insurance premiums.
Though employers may feel annoyed at the new restrictions, some experts say privacy considerations should come first. Wellness programs, they maintain, can be just as effective without knowing whether high blood pressure or heart disease runs in the family.
Health care spending continues to climb, growing 5.7 percent last year, to $2.5 trillion, the Centers for Medicare and Medicaid Services announced recently. Although public programs made up the bulk of the increase, private employers are desperate for ways to control rising their own health care costs.
Wellness programs are one potential solution, so the new restrictions "were somewhat of a disappointment to employers," said J.D. Piro, who leads the health law consulting group at benefits consultant Hewitt Associates.
Still, he acknowledged, "You can certainly run an effective program in the absence of that information." Patient advocates agree. Although family history is a critical part of a person’s disease risk profile, the actions promoted in wellness programs—quitting smoking, exercising, eating a healthy diet—are beneficial no matter what’s in your DNA.
选项
答案
解析
转载请注明原文地址:https://www.tihaiku.com/zcyy/2901686.html
相关试题推荐
[originaltext](23)Engaginginregularexerciseimprovesyouroverallhealth,
[originaltext](23)Engaginginregularexerciseimprovesyouroverallhealth,
[originaltext](23)Engaginginregularexerciseimprovesyouroverallhealth,
[originaltext]Engaginginregularexerciseimprovesyouroverallhealth,mobili
[originaltext]HealthofficialsinBrazilhavedeclaredastateofemergency
[originaltext]HealthofficialsinBrazilhavedeclaredastateofemergency
[originaltext]HealthofficialsinBrazilhavedeclaredastateofemergency
[originaltext]TheWorldHealthOrganizationsays57nationsinSouthernAfr
[originaltext]TheWorldHealthOrganizationsays57nationsinSouthernAfr
[originaltext]TheWorldHealthOrganizationsays57nationsinSouthernAfr
随机试题
Beijing:TheUnitedStatesandNorthKoreahadtheirfirst【L1】______infour
TheDesertedVillageisaA、play.B、novel.C、story.D、poem.D本题考查英国文学知识。长诗《荒芜的村庄》
Manytheoriesconcerningthecausesofjuveniledelinquency(crimescommitte
深入推进教育管办评分离,处理的是()之间的权责关系。A.政府 B.学校
乙房地产开发公司的一座高层公寓的建设工程由甲建筑工程公司承包,甲建筑工程公司将玻
A.药物因功效不同B.药物在人体的作用趋势C.药物用于人体后能否造成不良反应D.
简述现代企业人力资源管理各个历史发展阶段的特点。
张某欠黄某5000元,黄某因请张某修理电视机欠张某2000元,双方债务均
下列选项中,不属于责任中心判断成本是否可控的条件是()。A.可调控性 B.
制定环境风险应急预案时,应包括的内容有( )。A.设置应急计划区 B.制定应急
最新回复
(
0
)